Important Notice

The Ordinary Shares Account is the main account for the credit union

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The C&WJCCUL is the process of updating our members’ tax residence information...

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Interest rates as low as 6.00% above the rate paid on your Fixed Deposit.

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Long Term Savings Account

Invest for the Future with Tax Benefits

The Long Term Savings Account (LSA) is a secure investment for those looking to grow their wealth with tax benefits. 

Key Features:

  • Invest a maximum of J$1M in any one calendar year and up to a maximum of J$5M over 5 years
  • The principal sum remains in the account for at least 5 years
  • Withdraw up to 75% of the interest credited to the account, quarterly. 
  • At least 25% of the interest earned must be left in the account to be reinvested to the end of the 5 years.
  • Withdraw up to 75% of interest
  • Tax-exempt under the Withholding Tax Regime
  • Early withdrawal = interest becomes taxable

Start investing today! 

Conditions apply.

  • Encashment prior to the 5-year period results in the interest earned being immediately subject to withholding tax.

* Conditions apply

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